Welcome to Foco Insurance!

What language would you like to visit our site in today? You can always change this in the navigation bar at the top left.

¿En qué idioma le gustaría visitar nuestro sitio hoy? Siempre puedes cambiarlo en la barra de navegación de la parte superior izquierda.

Serving San Bernardino Families with Trusted Insurance for Over 19 years

Fast, affordable coverage for all your insurance needs. Buy online and
get instant proof so you can drive with confidence today.

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Do you need LIABILITY insurance instantly?

We at FOCO Insurance are committed to providing you with exceptional service and experience. Our agency will strive to ensure that any of your questions and concerns is met with top priority.

Get an Instant Liability Insurance Quote

No calls, no waiting. Get your customized coverage and price in minutes—right from your phone or laptop.

Get the Coverage You Need – Fast

We at FOCO Insurance are committed to providing you with exceptional service and experience. Our agency will strive to ensure that any of your questions and concerns is met with top priority.

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Mexico Resident Insurance

Comprehensive protection for vehicles, homes, and personal property for those living in Mexico full- or part-time. Stay compliant and covered with trusted local insurers.

Mexico Travel & Medical Insurance

Short-term coverage for accidents, medical emergencies, and travel disruptions while visiting Mexico—perfect for vacationers and road-trippers alike.

About us

Who We Are and What We Stand For

For over 19 years, FOCO Insurance Services has been protecting families and businesses throughout San Bernardino and the Inland Empire.

Our mission is simple: to make insurance easy, honest, and accessible. Our team combines advanced technology with personal service to get you covered in minutes – so you can get back to what matters most.

Car driving down rad in California with Hollywood hills in the back
19+
years doing insurance

Why Choose FOCO Insurance?

At FOCO Insurance, we make coverage simple, fast, and affordable. From auto to commercial insurance, we’re here to keep you protected with solutions that fit your life. Get covered in just 5 minutes!

Local Expertise

Deep knowledge of California insurance requirements and local needs

Honest & Transparent

We build our relationships through honesty and transparency

Best Prices

Competitive rates and comprehensive coverage options

""Marcy is very helpful and very kind! She helps me and my husband for our auto insurance and even our commercial auto insurance and ever General Liability and ever does my registration renewals !!"

Alma Rubio
Satisfied customer

"I recently had the pleasure of working with Foco Insurance, and I must say, their customer service is truly exceptional! From the moment I reached out for assistance, I was met with friendly and knowledgeable staff who genuinely cared about my needs."

jocelyn Ojeda
Satisfied customer

"I've had an excellent experience at FOCO Insurance. From the beginning, their customer service has been phenomenal, very professional, and incredibly helpful. They took the time to explain my policy options clearly and helped me choose coverage that truly fits my needs and budget, thank you so much humberto. FIVE STARS 🌟 🌟🌟🌟🌟"

Noeeh Medina
Satisfied customer

"My mom and I were helped by Luigi and customer service was absolutely incredible! Love a person who loves to help! My mom was bugging him with so many questions but he was so happy to help!! lol We got such a good price and I will definitely recommend to my fam and friends!"

Carolina Carrillo
Satisfied customer

"Luigi was very helpful and easy to work with. He responded to all my messages in a timely manor and made sure I got the best coverage for my budget, overall good experience."

Johnny Medrano
Satisfied customer

"Luigi was so helpful in helping me get an SR-22 started! He was extremely helpful in helping me get an amazing rate and I feel very confident that he will help others! Thank you so much Luigi :)"

Tre Kracht
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Requesting a Quote
has never been easier!

Our voice agent, Kelly, is available 24/7 to  guide you step-by-step on a custom quote or answer your questions. Can’t make a call right now? Complete the form below and our team will respond promptly.

Call Us 24/7

Get an instant quote anytime, day or night. Kelly walks you through each step, answers common questions, and makes the process effortless!

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Kelly is not a licensed insurance agent. Only licensed agents can provide quotes or coverage recommendations. Calls may be reviewed for quality and training purposes.
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Kelly is not a licensed insurance agent. Only licensed agents can provide quotes or coverage recommendations. Calls may be reviewed for quality and training purposes.

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Get Covered in Just 5 Minutes

Protect yourself, your family, or your business with fast, affordable coverage tailored to your needs. Getting started is quick and easy.