Commercial Auto

Commercial vehicle insurance protects San Bernardino businesses that use trucks, vans, or other vehicles for business operations. Whether you're making deliveries throughout the Inland Empire, visiting job sites, or transporting employees, commercial vehicles face different risks than personal cars and need appropriate coverage.

Business vehicle usage creates higher liability exposures than personal driving because commercial operations typically involve more miles, different driving patterns, and potentially valuable cargo or equipment. California's busy highways and urban areas where San Bernardino businesses operate increase the likelihood of accidents that can result in expensive damage and injury claims.

Commercial auto policies provide higher liability limits and include coverage for business equipment transported in vehicles. If your work truck gets damaged in an accident and you need a rental replacement to continue serving customers, commercial coverage helps handle those costs to keep your business operating.

Different businesses face different vehicle-related risks based on their operations and service areas. A delivery company operating throughout San Bernardino County has different needs than a contractor who primarily works at local job sites. We help business owners understand their specific vehicle exposures and find coverage that protects their actual operations rather than generic business activities.