Recreational Vehicle

RV adventures are popular among San Bernardino residents who enjoy easy access to California's diverse recreational opportunities, from desert camping to mountain retreats. Your recreational vehicle represents a significant investment that needs specialized insurance coverage beyond what standard auto policies provide.

RV insurance covers both vehicle and temporary living space risks. When your RV is on the road, it needs protection like any vehicle – collision coverage for accidents and comprehensive coverage for theft, vandalism, and weather damage. But when you're camping, your RV becomes a temporary home containing personal belongings, food, and equipment that standard auto insurance doesn't protect.

California's varied terrain creates specific RV challenges that affect your insurance needs. Desert camping in areas near San Bernardino exposes RVs to extreme temperatures and sand that can damage seals and mechanical systems. Mountain driving tests brakes and engines while creating different accident risks on steep, winding roads.

Coverage extends to attached accessories like awnings, satellite dishes, and outdoor equipment that make RV life comfortable. If these items get damaged by storms or accidents, proper RV insurance helps cover replacement costs. Whether you own a small travel trailer or large motorhome, we help you understand what coverage options match your RV lifestyle and usage patterns.